AML-CTF Analyst – PayAngel

Banking & Financial Services, Information Technology (IT)
Accra
June 27, 2026
Full Time
Urgent
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Job Description

Company Overview: 

PayAngel is a leading multinational FinTech company dedicated to providing innovative financial
solutions to customers worldwide. As a responsible and compliant organization, we prioritize
maintaining the integrity of the financial system and preventing illicit financial activities. As we
continue to expand our operations, we are seeking a highly motivated and detail-oriented AML-CTF Analyst to join our team. 

Position Overview 
As an AML-CTF Analyst, you will support the company’s financial crime compliance program by monitoring transactions, investigating potential risks, and ensuring adherence to AML-CTF regulations. You will work with cross-functional teams and leverage technology to detect and prevent money laundering, terrorist financing, and other financial crimes. 

Responsibilities 

  1. Transaction Monitoring & Investigation 
  • Review transaction monitoring, PEP, and Sanction alerts daily. 
  • Analyze customer transactions and behaviors to identify suspicious activity. 
  • Conduct investigations, document findings, and escalate cases as appropriate. 
  1. Client & Partner Reviews 
  • Review and assess CDD/KYC documentation. 
  • Perform enhanced due diligence (EDD) for higher-risk clients and escalate for approval. 
  • Conduct periodic reviews to ensure customer records remain
    accurate and up to date. 
  1. Regulatory Compliance 
  • Stay current on AML-CTF laws, regulations, and best practices. 
  • Ensure adherence to internal policies and external requirements. 
  • Support compliance process improvements and staff training initiatives. 
  1. Reporting & Communication 
  • Prepare regulatory and internal compliance reports. 
  • Present AML-CTF activity and trend reports to management. 
  • Act as a point of contact for regulators, auditors, and external reviews. 
  • Provide guidance to internal teams and agent partners on compliance obligations. 
  1. Policies, Procedures & Program Development 
  • Assist in reviewing, updating, and implementing compliance policies. 
  • Support the annual compliance plan. 
  • Contribute to the development of AML-CTF systems, tools, and controls. 
  • Conduct compliance reviews of prospective and existing agents. 

Qualifications 

  • Bachelor’s degree in Business, Finance, or related field. 
  • 3+ years of AML/CTF compliance or risk management experience in financial services, payments, or fintech. 
  • Strong understanding of AML-CTF regulations and financial services compliance. 
  • Experience with transaction monitoring tools and systems. 
  • Strong analytical, problem-solving, and communication skills. 
  • High attention to detail and accuracy. 
  • Ability to work independently and collaboratively. 
  • CAMS or similar certification preferred. 

We will be reviewing applications and interviewing candidates on a rolling basis, so early submission is encouraged.

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