Job Description
Position Title: Relationship Manager – Corporate
Reports to: Head, Corporate
Location: Head Office, Accra
Role Purpose: The Corporate Relationship Manager is responsible for driving sustainable growth and profitability within CalBank’s corporate banking portfolio through strategic relationship management, proactive business development, and disciplined risk management.
Key Responsibilities
- Develop and maintain call plans for all customers ensuring regular and sustained contact with customers.
- Maintain a well-developed working knowledge of complete line of corporate products and services offered, taking responsibility to keep up-to-date and request assistance for further development of needs
- Proactively initiate sales and cross sell full range of corporate banking products and services to existing and prospective customers
- Negotiate with clients and submit proposals for concessionary pricing on assets, liabilities and non-funded income to Executive Management for approval.
- Promote excellent customer relations by consistently providing premier customer satisfaction with a friendly demeanour, can do attitude and willingness to help at all times.
- Engage with customers to discuss financial needs and make recommendations
- Review and analyse financial reports and documents submitted by clients for credit requests.
- Deal with customers’ complaints and problems with a view to finding working solutions to the issues
- Research industry sectors within the portfolio and determine potential business prospects and associated risk. Such information should be made available on the intra department network.
Key Performance indicators (KPIs)
- Number of new corporate relationships acquired
- Number of client engagement meetings/calls completed
- Number of dormant accounts reactivated
- Growth in share of wallet within existing portfolio
- Financial Performance
- Loans & Advances growth
- Deposit mobilisation
- Net Interest Income (NII) generation
- Non-funded income growth (Fees & Commissions)
- Other income generation (Trade, FX, Transaction Banking)
- Credit Portfolio Quality & Risk Management
- Portfolio quality maintained within approved risk thresholds
- Quality of credit structuring and monitoring
Qualifications
- Bachelor’s Degree in Business Administration or any relevant field
- 3+ years of relevant experience