Financial Controller – Advance Savings & Loan

Job Description

Job description

Key Responsibilities
1. Financial Reporting & Accounting
• Oversee preparation of monthly, quarterly, and annual financial statements.
• Ensure compliance with IFRS and Bank of Ghana reporting requirements.
• Review general ledger entries and ensure accuracy of financial records.
• Prepare management accounts and financial performance analysis.
• Lead year-end closing and coordinate external audits.


2. Regulatory & Statutory Compliance
• Ensure compliance with Bank of Ghana prudential guidelines for Savings & Loans institutions.
• Oversee submission of regulatory returns to BoG within deadlines.
• Ensure compliance with GRA (tax), SSNIT, and other statutory obligations.
• Maintain updated knowledge of regulatory changes affecting microfinance institutions.
3. Budgeting & Financial Planning
• Support the annual budgeting process.
• Monitor budget performance and provide variance analysis.

4. Internal Controls & Risk Management
• Develop and maintain strong internal control systems.
• Monitor credit portfolio provisioning and impairment calculations.
• Ensure proper reconciliation of loan portfolios, deposits, and bank accounts.
• Support internal and external audit processes.

5. Team Leadership & Supervision
• Supervise finance and accounting staff.
• Build capacity within the finance team.
• Ensure proper segregation of duties within the finance function.
6. Systems & Process Improvement
• Oversee financial modules within the core banking software.
• Improve accounting processes and reporting automation.
• Ensure data integrity within financial systems.

Required profile

Minimum Qualifications & Requirements
Education
• Bachelor’s Degree in Accounting, Finance, or related field (mandatory).
• Professional qualification such as ACCA, ICA (GH), CIMA, or CPA (mandatory).
• Master’s degree in Finance, Accounting, or MBA (added advantage).
Experience
• Minimum of 7 years’ progressive experience in finance or accounting.
• Minimum 5 years in a managerial role.
• Prior experience in savings & loans, or financial services is strongly preferred.
• Demonstrated experience dealing with Bank of Ghana regulatory reporting.