Debt Analyst – Absa Bank

Banking & Financial Services
Accra
March 31, 2026
Full Time
Urgent
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Job Description

Job Description

KEY ACCOUNTABILITI ES: 70 – 75%

Transaction Management

  • Structure and execute transactions whilst demonstrating key business competencies.
  • Develop simple models and stress scenarios to determine debt capacity for debt transactions prior to NBC
  • Contribute to the maintenance and development of client relationships through the origination of value-added, creative ideas and solutions.
  • Preparing pitch books and presentations after analyzing opportunities and financials for clients on the target clients list
  • Support transaction structuring and execution; focus on revenue-generating opportunities

Business Management

  • Maintain and update the Debt pipeline (weekly)
  • Contribute to the development of business unit strategy
  • Environmental scanning for new debt opportunities
  • Research and share information to ensure up to date knowledge of market place, business development activity / initiatives and competitors
  • Assist RMs in originating and executing debt transactions across all teams.
  • Collaborate with specialist product partners (Trade, Cash, and Treasury) to offer clients a comprehensive and competitive package to meet their requirements.

Risk Management

  • Be fully aware and compliant with all governance issues affecting Debt Finance and address these issues accordingly.
  • Understand and adhere to governance and compliance policies and procedures. Demonstrate sound judgment and act in accordance with compliant risk measures.
  • Escalate identified issues in a timely manner to management. Where applicable, demonstrate awareness and understanding of the relevant control principles and committed to applying them to working practices as required.
  • Ensure that processes, control requirements and risk management frameworks that impact the area are implemented

Stake Holder Management

  • Cultivate relationships with clients.
  • Proactively develop relationships with key stakeholders internal and external eg: compliance, legal, and key clients identified.
  • Build and develop relationships across the firm with various stakeholders with the intention of breaking down silos to maximise business growth
  • Act with integrity in all dealings with internal and external stakeholders. Build sustainable relationships with clients based on transparency and honesty.
  • Build and develop relationships across the firm with various stakeholders with the intention of breaking down silos to maximise business growth.

People Development and management (20-25%)

  • Supporting RMS in country in understanding Debt products more comprehensively.
  • Be responsible for self-development
  • Build collaborative network with Absa Africa Debt (SA) Corporate Credit, RM’s, CCMs
  • Ensure compliance with all relevant Barclay’s policies.
  • Establish and embed the Absa values, behaviours and risk appetite that will under underpin the achievement of business objectives.

Risk & Control (5-10%)

  • Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise-Wide Risk Management Framework and internal Absa Policies and Policy Standards. Understand and manage risks and risk events (incidents) relevant to the role.”

ROLE/ PERSON SPECIFICATION

Technical Skills/ Competencies

  • Managing Relationships
  • ‘Selling’, negotiating and influencing skills
  • Business awareness & business development
  • Strong credit risk analysis skills
  • Good teamwork skills
  • Strong performance management skills
  • Good at decision making
  • Strong formal presentation skills
  • Deciding and initiating action
  • Learning and researching
  • Relating and networking
  • Adapting and responding to change
  • Persuading and influencing
  • Creating and innovating

Knowledge, Expertise And Experience

  • Loan Product Knowledge
  • Matured and results-orientated
  • Knowledge of the debt market and our competition
  • Visible excellent communication (written and verbal) and negotiation skills

Key Issues over the next 12 -24 months

  • Build assets on balance sheet (Grow the debt book)
  • Support coverage teams to structure and execute deals
  • Ensuring appropriate pricing and returns as per the Debt Pricing Policy
  • Ensure cross-sell

Education

Bachelor’s Degree: Business, Commerce and Management Studies (Required)

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